> Unbankruptable loans + incredibly high demand today means that colleges can simply charge whatever they want. This is exactly right. I was going to say you

> Unbankruptable loans + incredibly high demand today means that colleges can simply charge whatever they want. This is exactly right. I was going to say you are wrong, but you're not. These loans should absolutely be forgivable in bankruptcy, so people stop making them so lightly. We have to cut off the supply of easy money to students if we are ever going to deal with the absolutely insane tuition prices at schools.