You get paper statements. Yes, you keep a ledger (ye olde "checkbook") and you write checks, use your debit card or get cash. (No, I no longer do this. I'm jus

You get paper statements. Yes, you keep a ledger (ye olde "checkbook") and you write checks, use your debit card or get cash. (No, I no longer do this. I'm just old enough to remember a time before online banking existed when the hot new thing was being able to check your balance via the automated phone system.)