> I just don't see the advantage over traditional "offline banking". You must live somewhere with an extremely temperate climate. SUBTEXT: If you live somewhe

> I just don't see the advantage over traditional "offline banking". You must live somewhere with an extremely temperate climate. SUBTEXT: If you live somewhere with things like "snow" or "ice" or "Winter Storms" you'll change your tune once you begin to seriously worry how slowly you'd die after you break your hip on a sidewalk that's more snow-covered ice than concrete.