I partially agree with both of you, but I think the depths of "people who haven’t bought in yet" are larger than generally estimated: we're at an inflection poi

I partially agree with both of you, but I think the depths of "people who haven’t bought in yet" are larger than generally estimated: we're at an inflection point where corporate financials will start to think "well, we should own some bitcoins too" and there will be a bit of domino effect there as people try to emulate their "betters". But I think things will crash way before we run out of coins to mine.