> The comments about targeting companies with insurance were also interesting. I guess it's a smart way to make sure you get a guaranteed payout. But also I can

> The comments about targeting companies with insurance were also interesting. I guess it's a smart way to make sure you get a guaranteed payout. But also I can see insurance rates going up and/or companies getting out of the market if they have to pay out too often. Insurance companies are often a mix of care and greed. I think a boutique insurance brokerage for ransomware might do very well if they drive changes in the client's operations through their exclusion clauses and fee structures. Find a bank or finance house willing to underwrite such an operation, perhaps with the possibility of a fat consultancy income stream to go along with it, and there is money to be made.