There are so many people commenting here about Bitcoin holders who don't even have Bitcoin. As a person living primary on Bitcoin, I would love what VISA is do

There are so many people commenting here about Bitcoin holders who don't even have Bitcoin. As a person living primary on Bitcoin, I would love what VISA is doing, the volatility is not a problem for me, lightning wallets would be perfect, but I don't want to do taxation for thousands of small payments with different Bitcoin prices (especially as I'm not from US, where there is specialized software for it), so I lend USD against my Bitcoin tax-free and use that money to buy stuff. My behaviour would change if Bitcoin could be used for buying things directly tax-free (just like with any other currency).