> Nothing is freely available. Somebody is paying for it. In my case, I pay 800 euros per month, and then we can use it "freely". What you surely meant is unive

> Nothing is freely available. Somebody is paying for it. In my case, I pay 800 euros per month, and then we can use it "freely". What you surely meant is universally available for all. In the US, most health plans include co-pays for various services, annual deductibles that delay the point that the insurance actually starts paying for things, and lifetime limits on the total amount the insurance can be required to pay. So people in the US usually have incentives to avoid using medical services unless they absolutely must. These incentives magically morph otherwise reasonable insurance plans into rather expensive versions of catastrophic insurance plans with a prescription benefit.