Maybe the confusion is net vs gross? Just a 2BR and food for 3 years = close to impossible on $125K gross. But it is very much possible on $125K net. NB: you

Maybe the confusion is net vs gross? Just a 2BR and food for 3 years = close to impossible on $125K gross. But it is very much possible on $125K net. NB: you're right, in the sense that if you're living off of savings it's net (and then some). But I can see why parent is... more than a little confused :)