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In my experience it is really hard to deposit money into another persons account in America. In my home country in Europe, all I need is their account number an
by runarberg 6y ago
In my experience it is really hard to deposit money into another persons account in America. In my home country in Europe, all I need is their account number and their personal id number and I can deposit straight from my online banking system. They don’t have to be in the same bank or nothing.
In America this is so much more complicated. I have a hard time depositing money to my partner outside of my credit union’s calling hours, even though we literally share each other’s accounts.
- kube-system 6y agoAFAIK, this is because criminals used to move money anonymously that way, and banks now have more of a legal responsibility to know where money is coming from. Get yourself formally added as an authorized user of the account and you won’t have this problem anymore.