> I'd rather take the occasional having to wait a few days to sort out a fraud charge than have to be inconvenienced every time I want to send or receive money.

> I'd rather take the occasional having to wait a few days to sort out a fraud charge than have to be inconvenienced every time I want to send or receive money. Bank of New Zealand online banking doesnt seem that inconvenient, or different, from the American system. add payee, enter amount, click pay then confirm. https://www.bnz.co.nz/support/internet-banking/payments/adding-and-making-payments-to-payees https://www.bnz.co.nz/support/internet-banking/payments/addi...