"gross revenues of $605 million" in 2020... So 2020 many people traded but what if this trend declines? Isn't a 10.4 Billion valuation a bit high? And AFAIK eT

"gross revenues of $605 million" in 2020... So 2020 many people traded but what if this trend declines? Isn't a 10.4 Billion valuation a bit high? And AFAIK eToro has a bad image (many people complain they have problems with paying out their money)