The same goes for overbearing counties and their permitting. If I could just shirk off the local regulations or they could be opt-in, the world would be a much

The same goes for overbearing counties and their permitting. If I could just shirk off the local regulations or they could be opt-in, the world would be a much different place. An HOA is effectively just a contractual micro-state, and conversely, some counties are a scaled HOA. That said, I agree with you. I think HOAs are stupid, at least in the context of telling people what their shrubs should look like or what color to paint their house.