Yes, life has hardships, but please do not tell me they are the ones controlling its course and your choices don't matter. For hardships you can buy insurance

Yes, life has hardships, but please do not tell me they are the ones controlling its course and your choices don't matter. For hardships you can buy insurance with money or time (family, friends, various organisations) but your choices are entirely your responsibility and there is no way to insure yourself against making the wrong ones.