Definitely depends on the specifics of the individual policy, many policies (that I've had) don't list winter tires as a requirement for wintertime, but sometim

Definitely depends on the specifics of the individual policy, many policies (that I've had) don't list winter tires as a requirement for wintertime, but sometimes you can get a discount on your premium for having winter tires if you live in a snowy area, which then would have a tire requirement in the policy.