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Serious question, if you crashed in winter conditions, and you didn't have appropriate tyres or chains, would your insurance cover it?
by EdwardDiego 6y ago
Serious question, if you crashed in winter conditions, and you didn't have appropriate tyres or chains, would your insurance cover it?
- alistairSH 6y agoLacking a mandate to use winter tires, yes, they probably would.
- EdwardDiego 6y agoSweet, that makes sense. Thanks!
- astura 6y agoDefinitely depends on the specifics of the individual policy, many policies (that I've had) don't list winter tires as a requirement for wintertime, but sometimes you can get a discount on your premium for having winter tires if you live in a snowy area, which then would have a tire requirement in the policy.
- lupire 6y agoAnd your insurance would cost more to cover. Insurance isn't free.
- pasttense01 6y agoBut if you had an insurance deductible of $1,000 that $1,000 could well be enough to buy a set of winter tires and rims.