> It is better than having just passwords. That is false. Many incidents have been widely reported where huge names, who certainly could afford even a $50 hard

> It is better than having just passwords. That is false. Many incidents have been widely reported where huge names, who certainly could afford even a $50 hardware token to protect their reputation/brand, were 'hacked' because they thought SMS 2FA protected them - and it didn't. Even with services which do also offer TOTP or U2F etc.