My gun does require some mental overhead, but I wouldn't call it significant. My mental checklist of "phone, keys, wallet" just turns into "phone, keys, wallet

My gun does require some mental overhead, but I wouldn't call it significant. My mental checklist of "phone, keys, wallet" just turns into "phone, keys, wallet, gun" and just like someone wearing a skirt might make sure they are modest when they sit down, bend over, the wind blows, etc, I just make sure my gun remains secure and unexposed. With a good "holster" (for me, CCW Breakaways), I pretty much don't have to worry about it at all, even when doing something physical. I'm sure I'm an outlier, but I think it goes to show that generalizing is bad.