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What does supplemental health insurance look like in the UK when the NHS is supposed to cover most things? Is it just the ability to go to private clinics or d
by benlivengood 6y ago
What does supplemental health insurance look like in the UK when the NHS is supposed to cover most things? Is it just the ability to go to private clinics or does it cover elective surgeries at a high percentage or provide international coverage?
- jonplackett 6y agoIt depends a bit on the cover you have. ‘Full’ cover means diagnostics + treatment so you won’t need to make an appointment with your NHS GP at all, you see a private doctor and then a specialist and if needed get treatment. Other cheaper insurance just covers treatment once you’ve been diagnosed by the NHS. Private insurance isn’t required by any means, but it generally means skipping waiting lists, which can be long for some things - usually the annoying / potentially painful but ultimately not life-threatening things. If you have cancer or something like that, generally the NHS is amazing. If you have something less serious it could take them a while to get around to you - and having spent the last year dealing with Covid I would expect that to be exacerbated.