Don't think that's really true, unless by "most countries" you mean countries where the financial system is exclusively state owned https://cdn.ilsr.org/wp-con

Don't think that's really true, unless by "most countries" you mean countries where the financial system is exclusively state owned https://cdn.ilsr.org/wp-content/uploads/2019/05/number-of-new-banks-by-year-93-18.jpg https://cdn.ilsr.org/wp-content/uploads/2019/05/number-of-ne...