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I’m curious, in the US, is there a link between being salaried and having health insurance? I’m in the UK and our company gives full time employees health insur

I’m curious, in the US, is there a link between being salaried and having health insurance? I’m in the UK and our company gives full time employees health insurance but freelancers (the hourly paid workers) not. Is that the not the same in the US? Because that would seem like a big deal.

duxup 6y ago
Very generally, salaried jobs tend to pay better, and include better benefits, flexibility, paid time off, etc. It's not a direct connection that salaried must be better pay and benefits, but it is how it works out most of the time. Also I really question the premise of this article so this 'scam' thing should be taken with a grain of salt, a lot of them.
stonesweep 6y ago
It's based on number of hours worked, rather than hourly vs. salary. The Affordable Healthcare Act defines the number at 30 hours a week for more than 120 days a year where an employer must offer insurance.
- jonplackett 6y ago
  That’s interesting. Thanks. In that case hourly work really does seem better, if you can get it reliably anyway.
  - walshemj 6y ago
    Normally beyond a certain seniority point you become salaried in the uk almost all Managerial or Professional jobs are salaried.
  - lotsofpulp 6y ago
    It’s not all employers though, only those with 50 or more employees.
  - stonesweep 6y ago
    Interestingly, at my company it's based on skill level - everyone works the ~40hr work week, however skill tiers 1-2 are hourly employees and skill tiers 3+ are salaried. On average, the company encourages a healthy work/life balance and > 40 is not normal even for salaried, so it's really specific to how the company staffs their needs.
benlivengood 6y ago
What does supplemental health insurance look like in the UK when the NHS is supposed to cover most things? Is it just the ability to go to private clinics or does it cover elective surgeries at a high percentage or provide international coverage?
- jonplackett 6y ago
  It depends a bit on the cover you have. ‘Full’ cover means diagnostics + treatment so you won’t need to make an appointment with your NHS GP at all, you see a private doctor and then a specialist and if needed get treatment. Other cheaper insurance just covers treatment once you’ve been diagnosed by the NHS. Private insurance isn’t required by any means, but it generally means skipping waiting lists, which can be long for some things - usually the annoying / potentially painful but ultimately not life-threatening things. If you have cancer or something like that, generally the NHS is amazing. If you have something less serious it could take them a while to get around to you - and having spent the last year dealing with Covid I would expect that to be exacerbated.

duxup 6y ago

Very generally, salaried jobs tend to pay better, and include better benefits, flexibility, paid time off, etc. It's not a direct connection that salaried must be better pay and benefits, but it is how it works out most of the time. Also I really question the premise of this article so this 'scam' thing should be taken with a grain of salt, a lot of them.

stonesweep 6y ago

It's based on number of hours worked, rather than hourly vs. salary. The Affordable Healthcare Act defines the number at 30 hours a week for more than 120 days a year where an employer must offer insurance.

jonplackett 6y ago
That’s interesting. Thanks. In that case hourly work really does seem better, if you can get it reliably anyway.
- walshemj 6y ago
  Normally beyond a certain seniority point you become salaried in the uk almost all Managerial or Professional jobs are salaried.
- lotsofpulp 6y ago
  It’s not all employers though, only those with 50 or more employees.
- stonesweep 6y ago
  Interestingly, at my company it's based on skill level - everyone works the ~40hr work week, however skill tiers 1-2 are hourly employees and skill tiers 3+ are salaried. On average, the company encourages a healthy work/life balance and > 40 is not normal even for salaried, so it's really specific to how the company staffs their needs.

benlivengood 6y ago

What does supplemental health insurance look like in the UK when the NHS is supposed to cover most things? Is it just the ability to go to private clinics or does it cover elective surgeries at a high percentage or provide international coverage?

jonplackett 6y ago
It depends a bit on the cover you have. ‘Full’ cover means diagnostics + treatment so you won’t need to make an appointment with your NHS GP at all, you see a private doctor and then a specialist and if needed get treatment. Other cheaper insurance just covers treatment once you’ve been diagnosed by the NHS. Private insurance isn’t required by any means, but it generally means skipping waiting lists, which can be long for some things - usually the annoying / potentially painful but ultimately not life-threatening things. If you have cancer or something like that, generally the NHS is amazing. If you have something less serious it could take them a while to get around to you - and having spent the last year dealing with Covid I would expect that to be exacerbated.