Since you will have to pay for housing in [local currency], and I'd usually prioritise housing higher than optimally growing wealth, I'd suggest you first hold

Since you will have to pay for housing in [local currency], and I'd usually prioritise housing higher than optimally growing wealth, I'd suggest you first hold enough cash to pay for housing as far as you need it - probably a lot longer than 6 months. Your advice is fine advice, if you already own your housing and have savings on top of that, which many or most people don't.