4 ms·
You better believe I have my credit reports locked now and for anybody reading this I recommend you go do this now if you haven't already (it is free and easy).
by weird-eye-issue 6y ago
You better believe I have my credit reports locked now and for anybody reading this I recommend you go do this now if you haven't already (it is free and easy).
I've had to unlock them a few times and I can unlock all three in under 5 minutes.
I also have a fraud alert on my reports now which was only slightly inconvenient when getting utilities because I had to go in person to verify myself (utility companies don't report to credit agencies afaik but they do some sort of identity check through them).
- themeiguoren 6y agoI’ll also add that it’s more convenient than I expected - the three credit bureaus all let you unlock your file temporarily up until a specified date, after which it will re-lock without you having to log back in.