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You can also lock your credit down with the main agencies. I do this during normal times and only unlock when I know I need to secure a new line (such as a car
by croutonwagon 6y ago
You can also lock your credit down with the main agencies. I do this during normal times and only unlock when I know I need to secure a new line (such as a car loan or moving)
We don’t chnage credit cards hardly ever. But would need to do it for that too
- weird-eye-issue 6y agoYou better believe I have my credit reports locked now and for anybody reading this I recommend you go do this now if you haven't already (it is free and easy). I've had to unlock them a few times and I can unlock all three in under 5 minutes. I also have a fraud alert on my reports now which was only slightly inconvenient when getting utilities because I had to go in person to verify myself (utility companies don't report to credit agencies afaik but they do some sort of identity check through them).
- themeiguoren 6y agoI’ll also add that it’s more convenient than I expected - the three credit bureaus all let you unlock your file temporarily up until a specified date, after which it will re-lock without you having to log back in.