3 ms·

I'm not sure I understand your comment. Bank credits are auditable, because there are some precise algorithm around them. Humans created the algorithm specific

I'm not sure I understand your comment. Bank credits are auditable, because there are some precise algorithm around them. Humans created the algorithm specifically so that it is interpretable. Then they must apply it the same way to everybody. They can't just say "oh, I think this person is more likely to actually reimburse, I play golf with him and I trust him !" This is a specific case where no black box will ever be used (at least I hope).

loopz 6y ago
There's incentive to use complex black boxes everywhere, if more profitable.
- elcomet 6y ago
  Of course, and my point is that it's perfectly fine, and even desirable, as better models lead to better outcomes. Of course, for cases where explainability is needed, either required by law (such as banking), or by common sense, then black boxes will not be deployed.