Eh, I am in both camps at the same time. I know what you are saying is true in theory, but in practice ability to make money efficiently trumps everything else.

Eh, I am in both camps at the same time. I know what you are saying is true in theory, but in practice ability to make money efficiently trumps everything else. Even at bank bank you see people cutting corners for variety of reasons ( and when you see it you have to react ). I can't even imagine how bad it is in unregulated/less regulated industry.