Probably many reasons but my understanding is economies globally becoming more mature/competitive -> loans are issued at lower interest bc things are more stabl

Probably many reasons but my understanding is economies globally becoming more mature/competitive -> loans are issued at lower interest bc things are more stable and also businesses require more capital to reach profitability -> near-zero interest increases purchasing power + more money flow into assets bc saving cash is now viewed as bad -> housing, shitcoins andstonks are going up and to the right