Most standard bank loans won't give money to SaaS companies because they don't have physical assets to back up the loan and the founders won't make personal gua

Most standard bank loans won't give money to SaaS companies because they don't have physical assets to back up the loan and the founders won't make personal guarantees. SVBs venture debt is really only available to venture-funded businesses that are likely to raise another round. There are specialized lenders now though that know how to properly vet and value recurring revenue: Lighter Capital Clearbanc Capchase Flywheel by HustleFund And many, many, others.