This arrangement is called a merchant cash advance, neither Square nor Stripe invented it: https://en.wikipedia.org/wiki/Merchant_cash_advance https://en.wikip

This arrangement is called a merchant cash advance, neither Square nor Stripe invented it: https://en.wikipedia.org/wiki/Merchant_cash_advance https://en.wikipedia.org/wiki/Merchant_cash_advance Source: worked at Square when they first launched this product.