A similar system was implemented across the SEPA in 2017, although it's opt-in for banks. https://www.europeanpaymentscouncil.eu/what-we-do/sepa-instant-credit

A similar system was implemented across the SEPA in 2017, although it's opt-in for banks. https://www.europeanpaymentscouncil.eu/what-we-do/sepa-instant-credit-transfer https://www.europeanpaymentscouncil.eu/what-we-do/sepa-insta...