If you’re storing value in a physical bar of gold you‘re speculating on its price not to fall (aka to increase). So do you suggest gold not being a store of val

If you’re storing value in a physical bar of gold you‘re speculating on its price not to fall (aka to increase). So do you suggest gold not being a store of value? On the other hand, if you decide to store your savings in the form of Dollar bills under your pillow, you’re probably not speculating its purchasing power to increase (as that would be against its historic trend). Rather, you’re speculating to need it soon to buy goods. Essentially, you’re betting on an economic crisis to come soon and prepare yourself with a decent amount of cash. Either way you are trying to anticipate the future and, hence, engage in “speculation”. IMHO, the “store of value” vs “speculation” is a false dichotomy.