Yes, there is a different amount for out of network yearly max, but it’s still less than $10k. It applies to anything. I’ve had several surgeries, one was over

Yes, there is a different amount for out of network yearly max, but it’s still less than $10k. It applies to anything. I’ve had several surgeries, one was over $100k just for the surgery (a broken arm that was healing wrong and had to be reset, all the tendons were turn off from the bone) and insurance paid without any questions. A stated many times it is not my preferred system, but as a software engineer you and your family will be taken care of and healthcare is not a worry.