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Ok but what if I wanted to shop without a smartphone, or don't own one? Don't get me wrong this is great for the current situation but like all things it doesn
by alexf95 6y ago
Ok but what if I wanted to shop without a smartphone, or don't own one?
Don't get me wrong this is great for the current situation but like all things it doesn't only have good things about it.
- Voloskaya 6y agoFrom a business point of view you obvisously don't need to be accessible to 100% of potential customers to be viable. People without smartphones are probably less <0.5% of the population. Shops without access ramps lose probably more customers, and yet there are plenty of them.
- alexf95 6y agoI was looking more from a customers point of view but I get what you are saying. Your point about the access ramps also makes alot of sense, didn't really think about that case.
- zurn 6y agoSmartphone penetration seems to be 40-80% in industrialized countries, according to 2019 figures from here: https://en.wikipedia.org/wiki/List_of_countries_by_smartphone_penetration https://en.wikipedia.org/wiki/List_of_countries_by_smartphon...
- dagw 6y agoIn the Nordic countries it's over 90% https://www2.deloitte.com/se/sv/pages/technology-media-and-telecommunications/topics/global-mobile-consumer-survey.html https://www2.deloitte.com/se/sv/pages/technology-media-and-t...
- kzrdude 6y agoHowever, a shop without access ramp might be illegal (in Sweden), while no regulation exists for phone requirements.
- astatine 6y agoIf a area that has not had a shop for a decade can now have 80 or 90% of the population served with this method, then I believe not looking for the mythical 100% coverage is a perfectly good thing to do.
- Cthulhu_ 6y agoMany grocery stores nowadays have hand scanners in addition to a smartphone app (they often had the hand scanners before a good app), so that + a payment point = problem solved.
- alexf95 6y agoAh i didn't know about that, thanks!
- twic 6y agoExactly. My local supermarket in the UK has this, including handsets for people not using the mobile app. Here's a decent overview of how it all works: https://uxdesign.cc/the-ux-of-sainsburys-smartshop-f7b94af6e154 https://uxdesign.cc/the-ux-of-sainsburys-smartshop-f7b94af6e... Sorry to disappoint aboringusername, but this is not a ploy to starve us all into carrying surveillance devices. Still, the tinfoil hat at least looks fetching.
- agustif 6y agoYesterday on Spanish local tv show they showed how in a small rural town without banks / ATM's, a pharmacy dubbed as a bank / cash retrieval service in a rural town... In another town the banks shared an office and each day of the week was for one of the banks to recieve customers lol. WeBank Could have the same but backwards, give cash, recieve e-coupon, scan e-coupon in store.
- alexf95 6y agoI see that would make a lot of sense but of course you would need to set all this up in addition.
- Mauricebranagh 6y agoWhy not just install an ATM in the pharmacy or don't Spanish banks allow their atms's to access other banks? Having a mobile bank that drives around is another solution.
- bkor 6y ago> Why not just install an ATM in the pharmacy In Netherlands we used to have ATMs in loads of places. Stores had semi-moveable ones. That stopped due to criminals blowing regular ATMs up. The explosives sometimes took out entire walls and made the entire building unsafe. Most stores removed those semi-moveable ATMs. Similarly, loads of regular ATMs were removed, especially ATMs close to a house. As Netherlands tried to do something about it the criminals started to attack the ATMs in Germany more. The criminals also often stole really quick cars, so Dutch police recently and finally have a few quick cars again. Before the quick chase cars the criminals often just outran the police. Oh, Dutch police take safety into account (try to minimize the risk for others).
- Mauricebranagh 6y agoI suspect the Spanish Police would be less gentle here :-)
- el-salvador 6y ago
- cr3ative 6y agoMany shops have a barrier/qualification to entry; membership at Costco for example. Smartphones are now cheap as dirt. The bigger problem would be having a bank account.
- el-salvador 6y agoA Swedish bank account with Swedish Bank ID. Do they have a work around for non Swedish users?
- bellyfullofbac 6y agoI'm reminded of a redditor commenting how he visited a music festival in Sweden as a foreigner, and how annoying it was for him, because all the food stands were expecting the Swedish payment system. And he couldn't even ask other visitors to buy stuff for him and take his cash, because the Swedes were very cash-averse.
- Shaanie 6y agoMost people nowadays carry very little (if any) cash. However, I really doubt it would be a problem to find someone to buy food for you if you give them cash.
- TravelPiglet 6y agoExcept for supermarkets, I don't expect any stores to actually accept cash anymore. This have lead to a growing bag of small change that is not leaving my home, so I can understand people not wanting cash :)
- Shaanie 6y agoYou don't need to be a Swede to get bankid, but you do need a national registration number which you can apply for if you intend to live in Sweden for something like a year or more. In other words, if you live in Sweden you'll likely have bankid. As a tourist or seasonal worker, not so much.
- plorntus 6y agoIf there is a need and its profitable then surely someone would provide that service?
- gumby 6y agoThis is Scandinavia. Such a situation would be extremely rare and if that were the case visiting this shop would be a minor issue by comparison.
- fogihujy 6y agoThere's plenty of older-generation people without a smart phone in the Nordics. It doesn't matter though, since the smart-phone carrying majority will be enough to keep a store running in most places.
- dageshi 6y agoI guess you've chosen to travel to a larger town and do your shopping there?
- cik 6y agoThen you've selected yourself out as not the target audience. There are plenty of shoppes that I don't patronize as I'm not the target audience. This is no different.
- raverbashing 6y agoThankfully the Swedes are not as luddites as the Germans and adopt more easily solutions that make their lives easier In fact I wouldn't be surprised if these stores were cashless, in several Scandinavian countries shop attendants handling change manually are already on their way out
- Mauricebranagh 6y agoAnd this is a 100% a good thing the Swedish central bank has floated the idea of enforcing -ve interest on accounts in the past. This drive to a cashless system has downsides for the more vulnerable, poor and elderly - it also pushes extra risks onto the customer (which is why I don't do online Banking the UK) *edit* Banking for Baking
- vybbc 6y agoYawn. Hail to user tracking and dictatorial fintech startups? No thanks.
- tchalla 6y ago> Thankfully the Swedes are not as luddites as the Germans and adopt more easily solutions that make their lives easier Germans are not luddites, they are careful with privacy. They have more than one reason to be careful with it [0, 1]. There's a tradeoff between "personal convenience" and "civil liberties" like privacy. [0] https://en.wikipedia.org/wiki/Kennkarte https://en.wikipedia.org/wiki/Kennkarte [1] https://en.wikipedia.org/wiki/Stasi https://en.wikipedia.org/wiki/Stasi
- raverbashing 6y ago> Germans are not luddites, they are careful with privacy. Being scared of Google street view and continuing to use fax machines are not wise worries about privacy, sorry Yes I know about the historical reasons they're "worried" about privacy, but it's a misplaced worry because they don't address their real privacy shortcomings, like requiring registration of people (+ sensitive privacy info) who live in a city, using last names (and not apartment numbers) in mailboxes, limited anonymous internet access (to please the copyright lobby, etc) and their lax internet security capabilities (like the Berlin courts who were still on Windows 95) So again, if they really worry about privacy they're addressing it through the wrong angle.
- WanderPanda 6y agoLooks like a prime example of Whataboutism
- aboringusername 6y agoThen you're excluded, simple as that. We're rapidly approching the point where you're: a) Expected to have, engage with and be active on a smartphone b) Be accessible via the mobile network (have an active phone number that can get SMS) c) Be "always online", frequently checking the bank in 'real time' to verify transactions, account balance etc d) Have battery life on your device. It's no good if you have just 5% and your phone turns off, your smartphone to person uptime needs to be very very good (your phone needs to be online quite often to be a very good citizen!). e) Be verifiable to you. The make, model and other information needs to be tied to you as a person. The SIM card needs to belong to you and you need to be traceable and trackable via your smartphone at all times, 24/7. If you do not meet those requirements you WILL be locked out of some functions in society. This is already the case today and will be the case in the future. No smartphone? No digital cash? Not for you. Our phones are becoming and will eventually be a part of "us", they will be a digital heartbeat and will need to output a "pulse", if your pulse stops, so will your societal inclusion (perhaps you can't go to a place without scanning a QR code, for example). The levels of exclusion will vary depending on criteria, for example, Covid passports will likely use an "app" as most things do otherwise you'll be denied access. Eventually, it'll be a law to ensure your digital pulse is active and working 24/7, every citizen will be issued a digital ID and a personal device that will need to be kept on your person at all times, it'll talk to various networks (telephony, GPS etc), and will act like a "tag". We're not there yet but the pathway to reach that point has been made obvious during the covid pandemic. "Health passports" are the next step, various smartwatches that record health data (Apple, Fitbit) are getting into that territory. Eventually you as a human will be constantly monitored and uploaded to a server 24/7
- alexf95 6y agoIt does appear like that, I guess it just isn't very apparent to me yet how smartphone dependent we are. The change just kinda creeped up.
- ghaff 6y agoThat's how most changes happen. For example, "we" didn't collectively decide one day we absolutely need to have credit cards. But if you don't have one now, there are a ton of things you can't really do.
- guerrilla 6y agoThen you're going to have an extremely difficult time in Sweden. The same system is used for online banking, paying you taxes, verifying online purchases, accessing online pharmacies and medical systems, and using online doctors. I'm sure there's a dozen more services that I'm forgetting that use BankID.
- Grustaf 6y agoThere is an offline version of BankID if you insist. At least last time I checked.
- deleted 6y ago[deleted]