Most veterinarians who buy practices buy their businesses "for free". There is usually a large bank loan and a small seller loan. The deal is structured to pa

Most veterinarians who buy practices buy their businesses "for free". There is usually a large bank loan and a small seller loan. The deal is structured to pay a decent salary and cover the debt in 10-15 years. Sure doesn't feel free, though, to have a personal guarantee on a gigantic loan.