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I’m genuinely surprised you trust the intentions of an insurance company over a nationalised health system. Insurance companies are famous for weasling their wa
by deanclatworthy 6y ago
I’m genuinely surprised you trust the intentions of an insurance company over a nationalised health system. Insurance companies are famous for weasling their way out of claims.
Maybe you can elaborate a bit more on this.
- kmonsen 6y agoThere is a yearly out of pocket maximum in the best insurances. It doesn't matter what happens, I will pay max something like $10k for me and family no matter what happens. This is true for all of Google and Amazon (note that this is all Amazon workers including those that work in delivery centers). On a country wide look we are super privileged, and of course if I could choose I would pay a bit more tax and cover everyone. But that is not an option. I am just saying if you are software engineer, you will most likely be fine. Edit: Also these big companies don't really have insurance, but insure themselves and just use the network and negotiating capabilities from the insurance companies.
- dukeyukey 6y ago> I will pay max something like $10k for me and family no matter what happens. Does that usually apply for out-of-network treatment? Or long-term medication/care?
- kmonsen 6y agoYes, there is a different amount for out of network yearly max, but it’s still less than $10k. It applies to anything. I’ve had several surgeries, one was over $100k just for the surgery (a broken arm that was healing wrong and had to be reset, all the tendons were turn off from the bone) and insurance paid without any questions. A stated many times it is not my preferred system, but as a software engineer you and your family will be taken care of and healthcare is not a worry.