>this is the fractional reserve banking system Seems like we may need a new technical term to replace "fractional reserve banking", because the Fed reduced res

>this is the fractional reserve banking system Seems like we may need a new technical term to replace "fractional reserve banking", because the Fed reduced reserve requirement ratios to zero percent a year ago. https://www.federalreserve.gov/monetarypolicy/reservereq.htm https://www.federalreserve.gov/monetarypolicy/reservereq.htm