Stellar (XLM), Ripple (XLP), Cardano (ADA) and several others are promising transactional tech, particularly for cross-currency transactions in the case of XLM.

Stellar (XLM), Ripple (XLP), Cardano (ADA) and several others are promising transactional tech, particularly for cross-currency transactions in the case of XLM. That said, all three are less decentralized as a result.