The only solutions to all this I can think of are considered hopelessly "radical" and "socialist". One thing that would help is having a Universal Basic Income

The only solutions to all this I can think of are considered hopelessly "radical" and "socialist". One thing that would help is having a Universal Basic Income, with Universal Healthcare. This would allow people to work on startups at their own pace, instead of desperately needing to become successful in a relatively short time-frame in order to create some stability.