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Has someone made a site yet where you can look up how easy it is to cancel a subscription before subscribing? Maybe there could be an extension that warns you b

by qntty 6y ago

Has someone made a site yet where you can look up how easy it is to cancel a subscription before subscribing? Maybe there could be an extension that warns you before you sign up for a service without the ability to easily cancel online.

nix0n 6y ago
The closest service I know of is privacy.com's limited use credit cards, which let you cancel a service by cancelling whatever card they have.
- zackkitzmiller 6y ago
  This is becoming more and more common from issuers. BoA, Chase, and even Venmo Credit have this or similar functionality.
  - ericra 6y ago
    Unfortunately, Bank of America discontinued their "ShopSafe" virtual card service. It was a great resource, and I definitely miss it. I suspect that major banks/credit card companies don't like this service because it brings in no revenue (at least directly), takes resources to maintain, and arguably encourages some of their customers to engage in fraudulent-adjacent behaviors using virtual card numbers. I've avoided services like privacy.com because I am weary of giving a third-party access to my credit card for this purpose, so I do wish more banks/credit cards would offer this service directly.
  - tzs 6y ago
    Capital One, also. They also have a browser extension that lets you generate new virtual card numbers when on a site's checkout page (or reuse one you previously made for that site). It is quite convenient. Their extension, "Eno", is available for both Chrome and Firefox.
    - lukevp 6y ago
      FYI, the Costco capital one does not support this.
- ryanSrich 6y ago
  The last time I mentioned this on HN everyone was saying how this isn’t legal technically. If you cancel a service simply by not paying (in this case archiving the credit card number) that doesn’t mean you aren’t still liable for the charges. Having said that. If I can’t find a way to cancel on someone’s site, I will just rotate my card number and be done with it. I’ve never been held liable for those charges in those cases, so I’m not sure what the real answer is here.

by qntty 6y ago

nix0n 6y ago

The closest service I know of is privacy.com's limited use credit cards, which let you cancel a service by cancelling whatever card they have.

zackkitzmiller 6y ago
This is becoming more and more common from issuers. BoA, Chase, and even Venmo Credit have this or similar functionality.
- ericra 6y ago
  Unfortunately, Bank of America discontinued their "ShopSafe" virtual card service. It was a great resource, and I definitely miss it. I suspect that major banks/credit card companies don't like this service because it brings in no revenue (at least directly), takes resources to maintain, and arguably encourages some of their customers to engage in fraudulent-adjacent behaviors using virtual card numbers. I've avoided services like privacy.com because I am weary of giving a third-party access to my credit card for this purpose, so I do wish more banks/credit cards would offer this service directly.
- tzs 6y ago
  Capital One, also. They also have a browser extension that lets you generate new virtual card numbers when on a site's checkout page (or reuse one you previously made for that site). It is quite convenient. Their extension, "Eno", is available for both Chrome and Firefox.
  - lukevp 6y ago
    FYI, the Costco capital one does not support this.
ryanSrich 6y ago
The last time I mentioned this on HN everyone was saying how this isn’t legal technically. If you cancel a service simply by not paying (in this case archiving the credit card number) that doesn’t mean you aren’t still liable for the charges. Having said that. If I can’t find a way to cancel on someone’s site, I will just rotate my card number and be done with it. I’ve never been held liable for those charges in those cases, so I’m not sure what the real answer is here.