Bruce Scheiner said this many many times: it is the transactions that needs to be authenticated, not the client. This is what credit card companies do (sometime

Bruce Scheiner said this many many times: it is the transactions that needs to be authenticated, not the client. This is what credit card companies do (sometimes overzealously). The transactions mentioned in the article sound very unusual, a trivial authentication mechanism would have caught them. The judge is right, since he rules by looking at current laws, but the current laws themselves seem out of date.