No it's not FUD and I can absolutely prove this to you. Just open Activity Monitor -> Disk and then watch disk writes. Then check how SMART report changes and y

No it's not FUD and I can absolutely prove this to you. Just open Activity Monitor -> Disk and then watch disk writes. Then check how SMART report changes and you'll see it's exactly match what MacOS itself reports. MacOS is heavily rely on swap at least on M1 hardware for absolutely no reason.