There is a big gap between what tax software companies charge $$$ for and what is actually complex and subjective. Like, if you have an HSA, that instantly boot

There is a big gap between what tax software companies charge $$$ for and what is actually complex and subjective. Like, if you have an HSA, that instantly boots you into the Deluxe Edition of H&R Block (about $100 federal+state), even if your HSA situation is very straightforward. Tax prep software is worth every penny IMO, but they do nickel-and-dime you for many pretty simple situations.