I was so surprised when I moved here how few places in the real world take credit cards, even online you just pay straight from your bank account using iDeal (w

I was so surprised when I moved here how few places in the real world take credit cards, even online you just pay straight from your bank account using iDeal (which is the most stupidly simple online payment system and I freaking love it!). I've been in NL for 9 years and don't have a credit card (recently I did take out an account with Revolut so that I could get a MasterCard Debit for buying filament from Prusa as they don't accept PayPal but that's all I use it for, and I have to pre-transfer money from my local bank to Revolut for this purpose). Debt beyond mortgages doesn't seem to be a thing here.