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You should tell that to Citibank then, poor guys can't get back their money they accidentally wired: https://www.cnn.com/2021/02/16/business/citibank-revlon-la

• spiralx 6y ago
  Which is a case that made headlines because of how unusual it is for this money to not get returned - it relies on an ultra-specific set of circumstances and still could have been decided the other way.