Do you sincerely believe those situations are similar? Exercise - you could pick Broke College Student, Broke Adult, Broke doctor/engineer/lawyer pulling 500k/

Do you sincerely believe those situations are similar? Exercise - you could pick Broke College Student, Broke Adult, Broke doctor/engineer/lawyer pulling 500k/yr. Which one do you choose, repeatedly? To me, there is almost no scenario where 500k/yr makes you actually broke where you do not have a level of control to rapidly change that situation. Cut your spending, if you have huge debts - get them refinanced, sell something. Aside from being in a debt to a person with a literal gun to your head, you have incredible amounts of flexibility to get out from having your water shut off like person who is truly broke.