> if you make 200.000/yr Ok. Let's rephrase this. If you are in that category, you should take the loan on the lambo and invest whatever the principal WOULD

> if you make 200.000/yr Ok. Let's rephrase this. If you are in that category, you should take the loan on the lambo and invest whatever the principal WOULD have been and come out ahead instead of paying for the lambo in cash in one shot. Also goes for less frivolous purchases. All I'm saying is your suggestion is a poor protip for the wealthy, and a better protip for the middle class e.g. Also note that economists are mostly in the wealthy category and a good chunk of our socioeconomic woes come from economic policymakers (often implicitly [0]) normalizing harmless or good advice for the wealthy onto other stratas of society. [0] e.g. "inflation is good because it decreases the real value of debt and lower classes benefit from that"