dwolla grid looks like it holds and transfers money for people, which sounds somewhat "bankish". (IIRC, paypal managed to skirt that line, at least for a while

dwolla grid looks like it holds and transfers money for people, which sounds somewhat "bankish". (IIRC, paypal managed to skirt that line, at least for a while.) For example, if you do a $15k transaction, do you have reporting requirements?