My story is somewhat similar to yours, grew up poor AF and in a toxic environment. I escaped in my late 20's, moved cross country and put myself through colleg

My story is somewhat similar to yours, grew up poor AF and in a toxic environment. I escaped in my late 20's, moved cross country and put myself through college and then MBA part time while working full time. Fast forward to today I am doing well, like you I have no debt whatsoever, decent cash flow, and decent net work. A couple of interesting things: 1. 1/3 of homeowners in the US are mortgage free 2. Read the book "The Millionaire Next door" Third anecdotal note: I have recently switched job, and I work in a company where there are about 25 people. Well I have noticed that the amount of $ spend on lunch is inversely proportional to the pay: the highest paid employees pack their lunch from home; the lowest paid go out and buy lunch most days, and more expensive lunches.