Yes, that's exactly what auto-pay is. I'm in the US myself and in my experience, almost everyone advocates auto-pay. Some people may choose to pay early and som

Yes, that's exactly what auto-pay is. I'm in the US myself and in my experience, almost everyone advocates auto-pay. Some people may choose to pay early and some people may not be able to pay, but generally people in the US are recommended to set up auto-pay.