No, but the point is that when my friends ask me for help, I can use the circumstances under which they got themselves into needing help in my decision of wheth

No, but the point is that when my friends ask me for help, I can use the circumstances under which they got themselves into needing help in my decision of whether I help them, and whether there is any moral obligation on me to help them. With government, there is no such option: they will take my money by force, use it for anything at all that they might possibly want, and all I can say is something on the order of one or two bits of feedback every 4-5 years.