I’m also very pleased with the results I seem to have wrought myself (with help of course), but I always notice that I’m a bit behind the curve compared to peop

I’m also very pleased with the results I seem to have wrought myself (with help of course), but I always notice that I’m a bit behind the curve compared to people getting ahead in the workforce, adulting with home refinancing or retirement, entering Ivy league direct from high school, or in high school, the students that seemed to know which classes to take, or what AP was (I took 3 while my peers averaged 6-7 AP courses). Same for sports. It’s not the end of the world, but it’s noticeable when you have parents that can’t help you and while I’m very capable of learning all of these things on my own, and I have, I’m no match for folks basically speed-leveling early in life. Also wrt money, I always hated spending it, and really hated debt/interest. Now I find myself very willing to spend money on actually useful things like gear and tools, lest the power of money, or my ability to earn it, diminishes in the future.